Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Moraga, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Polacco - KAM Financial & Realty
28 Corte Mateo, Moraga, CA 94556
9255867780
TRADMOR
346 Rheem Blvd # 200, Moraga, CA 94556
9253171500
Wymac Capital
346 Rheem Blvd UNIT 107, Moraga, CA 94556
9259374300
What Does a Mortgage Broker in Moraga Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $800,000 home in Moraga this could mean fees between $8,000 and $16,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Moraga?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and submit loan applications to multiple banks or credit unions. This can save you time and help you find a competitive rate for your Moraga home purchase or refinance.
Is a mortgage broker required to be licensed in California?
Yes. California law requires mortgage brokers to hold a valid license from the Department of Financial Protection and Innovation or be registered with the Nationwide Multistate Licensing System. You can verify a brokers license on the NMLS Consumer Access website.
How do I choose a mortgage broker in Moraga?
Look for a broker with experience in the Contra Costa County market. Ask about their lender network and fee structure. Read online reviews and check their license status with the California DFPI before signing any agreement.