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Directory of mortgage brokers in National City, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
National City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage brokers in National City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Mortgage & Real Estate
143 National City Blvd, National City, CA 91950
6193217090
ShoppingSDMortgages
1625 Sweetwater Rd, National City, CA 91950
6198415113
GHI Mortgage
2434 Southport Way D, National City, CA 91950
8665864167
Summit Lending & Realty | San Diego
124 E 30th St Ste. C, National City, CA 91950
6195865658
Springboard Home Loans (San Diego Branch Office)
2140 Hoover Ave #115, National City, CA 91950
8889832344
Happy Investments, Inc. National City Ca
103 N Drexel Ave #6f, National City, CA 91950
6195522129
Prime One Mortgage
3200 Highland Ave # 200, National City, CA 91950
6197231958
Ditas Yamane - Loan Officer l Loan Factory
W 16th St, National City, CA 91950
6194742500
Mortgage brokers in National City help home buyers and homeowners find loans from multiple lenders. They guide you through California specific requirements like the state cap on origination fees and disclosure rules. Brokers can save you time by comparing rates and terms for your situation.
What Does a Mortgage Broker in National City Cost?
In California mortgage broker costs typically include an origination fee of 1 to 2 percent of the loan amount. For a 500000 dollar loan that means 5000 to 10000 dollars. You may also pay application fees and processing fees. Costs vary by broker and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in National City?
A mortgage broker acts as a middleman between you and lenders. They gather your financial information and shop for loan options that fit your needs. In California brokers must be licensed by the Department of Financial Protection and Innovation.
Do I need a mortgage broker to buy a home in California?
No you do not need a broker. You can work directly with a bank or credit union. However a broker may offer access to more lenders and help you compare costs and terms.
What fees do mortgage brokers charge in California?
California law limits broker fees to a percentage of the loan amount. Typical fees range from 1 percent to 2 percent of the loan. Some brokers charge a flat fee instead. Always ask for a written fee estimate before proceeding.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.