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Mortgage Brokers in Ojai, CA

Browse mortgage brokers serving Ojai, California. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Ojai, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Ojai, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial
403 W Ojai Ave, Ojai, CA 93023
8056401717
C2 Financial Corporation
236 W Ojai Ave Suite #105, Ojai, CA 93023
8057982158
Chase Mortgage
1215 Maricopa Hwy, Ojai, CA 93023
8056460142

Mortgage brokers in Ojai California help home buyers and homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and to follow strict disclosure rules. Local brokers understand the unique real estate market in Ojai and can guide you through the loan process.

What Does a Mortgage Broker in Ojai Cost?

Mortgage broker fees in California typically range from 1 to 3 percent of the loan amount. For a 500000 dollar loan this means a fee of 5000 to 15000 dollars. Some brokers charge a flat fee or an hourly rate. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Ojai do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from various banks and credit unions, and help you choose the best fit. In California brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in Ojai?
Look for a licensed broker with experience in Ventura County. Check their status on the Nationwide Multistate Licensing System website. Ask about their fees and lender network. You can also read client reviews and ask for referrals from local real estate agents.
Are there California specific rules for mortgage brokers?
Yes. California mortgage brokers must follow the California Financing Law and the Real Estate Law. They are required to disclose all fees upfront and cannot charge more than a 5 percent fee on loans under 30 years. They must also provide a Good Faith Estimate and a Truth in Lending disclosure.