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Find Mortgage Brokers Near You in Rancho Mirage, CA

Compare mortgage brokers in Rancho Mirage. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Rancho Mirage, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage brokers in Rancho Mirage, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEXA Mortgage, Steve Dominguez
41-750 Rancho Las Palmas Dr Ste K-2, Rancho Mirage, CA 92270
7607743518
Sarrah DavenportGonzalez
2 Whispering Wind Ct, Rancho Mirage, CA 92270
9092544456
Equity Union Rancho Mirage
70-115 CA-111 Suite #110, Rancho Mirage, CA 92270
7606210395
Primary Residential Mortgage, Inc.
69844 CA-111 g, Rancho Mirage, CA 92270
7605655532
Chase Mortgage
36101 Bob Hope Dr STE G1, Rancho Mirage, CA 92270
7603249398
OneMillionDollarPlus
71330 CA-111, Rancho Mirage, CA 92270
7608081444

Mortgage brokers in Rancho Mirage, California help connect borrowers with lenders for home purchase or refinance loans. Under California law, mortgage brokers must be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules. Brokers can offer access to multiple loan products and help you compare rates and terms from different lenders.

What Does a Mortgage Broker in Rancho Mirage Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee of 2000 to 5000 dollars. Additional costs may include application fees, appraisal fees, and credit report charges. California law requires brokers to disclose all fees in a Loan Estimate within three business days of your application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Rancho Mirage?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In California, brokers must provide a Good Faith Estimate of costs within three days of your application.
Are mortgage brokers regulated in California?
Yes, mortgage brokers in California must be licensed under the California Residential Mortgage Lending Act or the California Finance Lenders Law. They are required to follow state rules on fee disclosure, advertising, and borrower protections. You can verify a brokers license through the Department of Financial Protection and Innovation website.
How do I choose a mortgage broker in Rancho Mirage?
Look for a broker with a valid California license and positive client reviews. Ask about their experience with local property types and loan programs. You should also request a written list of all fees and compare offers from multiple brokers before deciding.