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Find Mortgage Brokers Near You in Santa Monica, CA
Browse mortgage brokers serving Santa Monica, California. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Santa Monica, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage brokers in Santa Monica, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Brothers M - Cornerstone Home Lending NMLS #1145071
139 Ocean Ave Ext #1, Santa Monica, CA 90402
3104050301
Commonwealth Bancorp
2812 Santa Monica Blvd #202, Santa Monica, CA 90404
4243965434
Reverse Your Thinking® Mortgage
1620 Broadway, Santa Monica, CA 90404
3104475266
Westside Mortgage Group
100 Wilshire Blvd Suite 700, Santa Monica, CA 90401
3109171028
Commercial Mortgage Broker
2450 Colorado Ave #239, Santa Monica, CA 90404
3102605900
US Bank Mortgage
2232 Santa Monica Blvd, Santa Monica, CA 90404
8008722657
Target Rate
1932 14th St, Santa Monica, CA 90404
8777304999
US Bank Mortgage
3302 Pico Blvd, Santa Monica, CA 90405
3103924693
US Bank Mortgage
1401 Wilshire Blvd, Santa Monica, CA 90403
8008722657
Lawrence Financial Group
201 Ocean Ave UNIT 1908B, Santa Monica, CA 90402
3102604700
Mortgage brokers in Santa Monica help homebuyers and homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Brokers can assist with conventional loans, FHA loans, VA loans, and jumbo loans common in high-cost areas like Santa Monica.
What Does a Mortgage Broker in Santa Monica Cost?
Mortgage broker costs in California typically include an origination fee of 0.5% to 1.5% of the loan amount. For a $800,000 home in Santa Monica this could range from $4,000 to $12,000. Some brokers charge a flat fee of $2,000 to $5,000. Additional costs may include application fees, processing fees, and third-party charges for appraisal and credit reports. California law requires all fees to be disclosed in the Loan Estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a lender in Santa Monica?
A mortgage broker acts as an intermediary who shops your loan application to multiple lenders to find competitive rates and terms. A lender provides the loan directly using their own funds. Brokers do not fund loans themselves but can offer access to a wider range of loan products.
What documents do I need to apply for a mortgage in Santa Monica?
Typical documents include pay stubs, W-2 forms, tax returns from the last two years, bank statements, and identification. California lenders may also require proof of homeowners insurance and a property appraisal. Self-employed borrowers need additional profit and loss statements.
Are there specific California laws that affect mortgage brokers?
Yes. California requires mortgage brokers to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Brokers must also follow the California Homeowner Bill of Rights, which includes protections against dual tracking during foreclosure.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.