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Find Mortgage Brokers Near You in Seaside, CA

Looking for a mortgage broker in Seaside? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Seaside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage brokers in Seaside, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NT Real Estate & Central Coast Capital
1182 Broadway Ave, Seaside, CA 93955
8312723103
Chase Mortgage
800 Broadway Ave Ste A-2, Seaside, CA 93955
8315830280

Mortgage brokers in Seaside, California help home buyers and homeowners find suitable loan products from various lenders. California law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local broker can help you navigate the competitive Monterey County housing market and California specific loan options.

What Does a Mortgage Broker in Seaside Cost?

Mortgage broker fees in California typically range from 0.5% to 2.75% of the loan amount. For a $500,000 home, this could mean $2,500 to $13,750 in broker compensation. Some brokers charge a flat fee instead of a percentage. California law requires full disclosure of all fees in a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Seaside California?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers must follow California Real Estate Law and disclose their fees upfront.
Do I need a mortgage broker to buy a home in Seaside?
No, you can work directly with a bank or credit union. However, a broker can offer access to more loan products and may help if you have a unique financial situation. California law requires all mortgage loan originators to be licensed.
How do I choose a mortgage broker in Seaside?
Look for a broker with a valid California NMLS license and positive client reviews. Ask about their experience with local lenders and their fee structure. You can verify a brokers license on the California Department of Financial Protection and Innovation website.