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Compare Mortgage Brokers in St Helena, CA

Browse mortgage brokers serving St Helena, California. Contact information and addresses listed below.

3 agents listed
Updated May 2026
St Helena, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in St Helena, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coldwell Banker Brokers Of The Valley
1200 Main St, St Helena, CA 94574
7079631152
Cardinal Financial Company, Limited Partnership
1120 Pope St # 102, St Helena, CA 94574
7077751412
Cynthia Kee Reverse Mortgate Specialist
1655 Chardonnay Way, St Helena, CA 94574
7078122102

Mortgage brokers in St Helena, California help home buyers and property owners find suitable loan products. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Working with a local broker can provide insight into Napa Valley real estate market conditions and specific lending options for wine country properties.

What Does a Mortgage Broker in St Helena Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $500,000 loan, this equals $5,000 to $10,000. Some brokers charge a flat fee of $2,000 to $5,000. Costs vary based on loan type, complexity, and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
Mortgage brokers in California must hold a valid license from the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. They also must register with the Nationwide Multistate Licensing System.
Are there specific disclosure rules for California mortgage brokers?
Yes, California requires mortgage brokers to provide a Mortgage Loan Disclosure Statement within three business days of taking a loan application. This document must include the interest rate, points, fees, and total loan costs.
How do St Helena mortgage brokers help with property purchases?
St Helena brokers can connect buyers with lenders offering loans for single family homes, vineyards, and agricultural properties. They often assist with conforming loans, jumbo loans, and USDA loans for eligible rural areas in Napa County.