Skip to main content

Mortgage Brokers in Templeton, CA

Directory of mortgage brokers in Templeton, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Templeton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Templeton, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Mortgage Services
2955 S River Rd, Templeton, CA 93465
8059758584
Scott Elmerick at Certainty Home Lending (NMLS #742366)
520 S Main St Suite C, Templeton, CA 93465
8055501339
Crown Mortgage of the West
408 S Main St, Templeton, CA 93465
8054345226

Mortgage brokers in Templeton, California help homebuyers and homeowners find suitable loan options from multiple lenders. Under California law, brokers must be licensed by the Department of Financial Protection and Innovation and follow strict disclosure rules. Local brokers understand the Templeton real estate market and can guide you through the loan process.

What Does a Mortgage Broker in Templeton Cost?

Mortgage broker costs in California usually include an origination fee of 0.5% to 1.5% of the loan amount, plus possible application or processing fees. For a $500,000 loan, this could mean $2,500 to $7,500 in broker fees. Some brokers are paid by the lender instead of the borrower. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Templeton do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from various banks and credit unions, and help you choose a mortgage that fits your needs.
Do I need a mortgage broker to buy a home in California?
No, you can apply directly with a bank or credit union. However, a broker can save you time by shopping multiple lenders for you. In California, brokers must provide a Loan Estimate within three business days of your application.