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Compare Mortgage Brokers in Twentynine Palms, CA

Directory of mortgage brokers in Twentynine Palms, California. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Twentynine Palms, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage brokers in Twentynine Palms, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navy Federal Credit Union
4920 Adobe Rd, Twentynine Palms, CA 92277
8888426328
Columbia Bank
73700 Gorgonio Dr, Twentynine Palms, CA 92277
7603670500
First Nations Home Finance
6528 Hillside Ave, Twentynine Palms, CA 92277
7602281881

Mortgage brokers in Twentynine Palms, California help homebuyers and homeowners find suitable loan options from multiple lenders. California law requires mortgage brokers to be licensed under the California Department of Financial Protection and Innovation. Local brokers understand the unique housing market near the Marine Corps Air Ground Combat Center.

What Does a Mortgage Broker in Twentynine Palms Cost?

Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $300,000 home loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead, often between $2,500 and $5,000. Costs vary based on loan type, lender, and the complexity of your financial situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
Mortgage brokers in California must hold a valid license from the California Department of Financial Protection and Innovation. They must also register with the Nationwide Multistate Licensing System. This ensures they meet state education and background check requirements.
How long does it take to get a mortgage in Twentynine Palms?
A typical mortgage process in California takes 30 to 45 days from application to closing. Delays can occur if property appraisals or document verification take longer. Local brokers can help streamline the process by working with familiar lenders.
Can a mortgage broker help with VA loans in Twentynine Palms?
Yes, many mortgage brokers in Twentynine Palms specialize in VA loans for active duty military and veterans. The area has a high concentration of military families due to the nearby Marine base. Brokers can explain VA loan benefits like no down payment and limited closing costs.