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Mortgage Brokers in Vista, CA

Compare mortgage brokers in Vista. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 7 mortgage brokers in Vista, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joel Hernandez - TIME Lending
1800 Thibodo Rd Ste 310-339, Vista, CA 92081
(213) 925-2482 hernandezloans.com
The Willson Team At Front Point Mortgage
170 Eucalyptus Ave, Vista, CA 92084
(760) 271-0045 willsonteam.com
Secured Lending Group, Mortgage Broker Belinda Biedebach
380 S Melrose Dr Suite 381, Vista, CA 92081
(858) 583-9800 securedlendinggroup.com
Shaffer Realty & Mortgage
244 Flores Ln, Vista, CA 92083
(619) 889-8400 realtyandloan.com
Nico Romero - Mortgage Loans
450 S Melrose Dr Suite 100, Vista, CA 92081
(760) 201-4545 nicomortgageloans.com
Shaffer Realty And Mortgage: Steven Shaffer
244 Flores Ln, Vista, CA 92083
(619) 889-8400 realtyandloan.com
LoanStar Financial Corp.
1800 Thibodo Rd Suite 310-338, Vista, CA 92081
(760) 519-6595 lsfcorp.com

Mortgage brokers in Vista California assist homebuyers and homeowners in securing financing for residential properties. They work with multiple lenders to find loan options that fit your needs. In California, brokers must be licensed through the Nationwide Multistate Licensing System and comply with state disclosure laws under the California Residential Mortgage Lending Act.

What Does a Mortgage Broker in Vista Cost?

Mortgage broker costs in California typically range from 1 to 2 percent of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in fees. Some brokers charge a flat fee instead, which can be $2,000 to $5,000. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Vista California?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you through the application process. In California, brokers must provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in Vista?
Look for a broker licensed in California with positive client reviews. Verify their license through the Nationwide Multistate Licensing System database. Ask about their experience with local lenders and specific loan types like FHA or conventional loans.

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