Mortgage Brokers in Guilford, CT
Compare mortgage brokers in Guilford. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 14 mortgage brokers in Guilford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Guilford, Connecticut help home buyers and homeowners find suitable loan products from multiple lenders. Connecticut law requires mortgage brokers to be licensed by the state Department of Banking. Brokers can assist with conventional loans, FHA loans, and jumbo loans for properties in New Haven County.
What Does a Mortgage Broker in Guilford Cost?
Mortgage broker fees in Connecticut typically range from 1% to 2% of the loan amount. For a $400,000 home, this could be $4,000 to $8,000. Some brokers charge a flat fee of $2,000 to $5,000. Costs vary based on loan complexity and lender programs. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Guilford Connecticut?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan offers from different banks, and help you choose a mortgage that fits your needs. In Connecticut, brokers must follow state regulations including disclosure requirements under the Connecticut Mortgage Licensing Act.
How do I choose a mortgage broker in Guilford?
Look for a broker licensed with the Connecticut Department of Banking. Check their experience with local properties in Guilford and New Haven County. Ask about their fee structure and the number of lenders they work with. You can verify a brokers license on the Nationwide Multistate Licensing System website.
Are there Connecticut specific rules for mortgage brokers?
Yes. Connecticut requires mortgage brokers to provide a Loan Estimate within three business days of a loan application. They must also follow the Connecticut Truth in Lending Act. Brokers cannot charge fees without a written agreement, and they must disclose any compensation from lenders.