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Looking for a mortgage broker in Fernandina Beach? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 15 mortgage brokers in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Strausburg - 8 Flags Home Loans LLC NMLS 2406016
1901 Island Walkway #112, Fernandina Beach, FL 32034
9047894880
Gateway Mortgage - Fernandina Mortgage with Paul
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
Capital City Home Loans
1884 S 14th St, Fernandina Beach, FL 32034
9043014492
John Adams - VA & Renovation mortgage loan Specialist - #442266
3 S 2nd St, Fernandina Beach, FL 32034
9046395571
Jason Collins Realtor®
500 Centre St, Fernandina Beach, FL 32034
9042549226
loanDepot
4800 1st Coast Hwy #60, Fernandina Beach, FL 32034
9046395571
Dave Mumbauer Loan Officer iMath Group with Cornerstone First Mortgage
501 Centre St Suite 123, Fernandina Beach, FL 32034
9045836901
Elaine Ritter
1333 Atlantic Ave, Fernandina Beach, FL 32034
9045761672
CrossView Mortgage
1901 Island Walkway, Fernandina Beach, FL 32034
9043259008
Union Home Mortgage
501 Centre St Suite #125, Fernandina Beach, FL 32034
9046183117
Cherry Creek Mortgage - Vincent Ortiz
2382 Sadler Rd Office 4, Fernandina Beach, FL 32034
4076259093
Atlantic Mortgage Consultants
1601 Nectarine St APT H7, Fernandina Beach, FL 32034
9042060189
Florida Homes Realty & Mortgage
960185 Gateway Blvd STE 103, Fernandina Beach, FL 32034
9049969115
Tabetha Martins, Jet Homeloans
1910 S 14th St, Fernandina Beach, FL 32034
9044797474
Paul Moerman - Gateway Mortgage
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
Mortgage brokers in Fernandina Beach Florida help home buyers and property owners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Brokers can assist with conventional loans, FHA loans, and VA loans for properties in Nassau County and the surrounding area.
What Does a Mortgage Broker in Fernandina Beach Cost?
Mortgage brokers in Florida typically charge a fee of 1 to 2 percent of the loan amount. For a 300,000 dollar loan this fee ranges from 3,000 to 6,000 dollars. Some brokers may charge a flat fee instead of a percentage. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. This license requires passing a background check and completing pre-licensing education. Brokers must also renew their license annually.
How long does a Florida mortgage broker have to process a loan application?
Florida law does not set a specific time limit for processing a mortgage loan application. However most brokers aim to complete the process within 30 to 45 days. Delays can occur if additional documentation is needed from the borrower.
Can a mortgage broker help with a home purchase in Fernandina Beach?
Yes a mortgage broker can help you find a loan for a home purchase in Fernandina Beach. They compare rates and terms from different lenders to find a product that fits your financial situation. This service is especially useful for first time home buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.