Skip to main content

Find Mortgage Brokers in Fernandina Beach, FL

Browse mortgage brokers serving Fernandina Beach, Florida. Contact information and addresses listed below.

15 agents listed
Updated June 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 15 mortgage brokers in Fernandina Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Strausburg - 8 Flags Home Loans LLC NMLS 2406016
1901 Island Walkway #112, Fernandina Beach, FL 32034
(904) 789-4880 keithstrausburg.com
Gateway Mortgage - Fernandina Mortgage with Paul
308 1/2 Centre St, Fernandina Beach, FL 32034
(904) 990-5075 gatewayfirst.com
Capital City Home Loans
1884 S 14th St, Fernandina Beach, FL 32034
(904) 301-4492 cchl.com
John Adams - VA & Renovation mortgage loan Specialist - #442266
3 S 2nd St, Fernandina Beach, FL 32034
(904) 639-5571 johnadamsteam.com
Jason Collins Realtor®
500 Centre St, Fernandina Beach, FL 32034
(904) 254-9226 jasoncollins.sites.c21.homes
loanDepot
4800 1st Coast Hwy #60, Fernandina Beach, FL 32034
(904) 639-5571 loandepot.com
Dave Mumbauer Loan Officer iMath Group with Cornerstone First Mortgage
501 Centre St Suite 123, Fernandina Beach, FL 32034
(904) 583-6901 cfmtg.com
Elaine Ritter
1333 Atlantic Ave, Fernandina Beach, FL 32034
(904) 576-1672
CrossView Mortgage
1901 Island Walkway, Fernandina Beach, FL 32034
(904) 325-9008 crossviewmortgage.com
Union Home Mortgage
501 Centre St Suite #125, Fernandina Beach, FL 32034
(904) 618-3117 uhm.com
Cherry Creek Mortgage - Vincent Ortiz
2382 Sadler Rd Office 4, Fernandina Beach, FL 32034
(407) 625-9093 branches.guildmortgage.com
Atlantic Mortgage Consultants
1601 Nectarine St APT H7, Fernandina Beach, FL 32034
(904) 206-0189 atlanticmortgageconsultants.com
Florida Homes Realty & Mortgage
960185 Gateway Blvd STE 103, Fernandina Beach, FL 32034
(904) 996-9115 joinfhrm.com
Tabetha Martins, Jet Homeloans
1910 S 14th St, Fernandina Beach, FL 32034
(904) 479-7474
Paul Moerman - Gateway Mortgage
308 1/2 Centre St, Fernandina Beach, FL 32034
(904) 990-5075 gatewayfirst.com

Mortgage brokers in Fernandina Beach Florida help home buyers and property owners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Brokers can assist with conventional loans, FHA loans, and VA loans for properties in Nassau County and the surrounding area.

What Does a Mortgage Broker in Fernandina Beach Cost?

Mortgage brokers in Florida typically charge a fee of 1 to 2 percent of the loan amount. For a 300,000 dollar loan this fee ranges from 3,000 to 6,000 dollars. Some brokers may charge a flat fee instead of a percentage. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. This license requires passing a background check and completing pre-licensing education. Brokers must also renew their license annually.
How long does a Florida mortgage broker have to process a loan application?
Florida law does not set a specific time limit for processing a mortgage loan application. However most brokers aim to complete the process within 30 to 45 days. Delays can occur if additional documentation is needed from the borrower.