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Directory of mortgage brokers in Jacksonville Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
13 agents listed
Updated June 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 13 mortgage brokers in Jacksonville Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Jacksonville Beach, Florida help home buyers and homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Local brokers understand the unique real estate market in Duval County and can assist with beachfront property financing and flood insurance requirements.
What Does a Mortgage Broker in Jacksonville Beach Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan, this equals $3,000 to $6,000. Some brokers charge a flat fee of $2,500 to $5,000. Florida law requires brokers to disclose all fees in a Loan Estimate within three business days of application. Costs vary based on loan type, property location, and borrower credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage brokers need in Florida?
Mortgage brokers in Florida must hold a valid license from the Florida Office of Financial Regulation. They also must register with the Nationwide Multistate Licensing System and Registry. Brokers must complete annual continuing education to maintain their license.
How do I verify a mortgage broker license in Jacksonville Beach?
You can verify a mortgage broker license on the Florida Office of Financial Regulation website. Search by the broker name or license number. This free tool shows license status, expiration date, and any disciplinary actions.
What documents do I need to apply for a mortgage in Jacksonville Beach?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and identification. For self-employed borrowers, Florida lenders often require two years of tax returns and profit and loss statements. Flood zone determination may also be needed for beachside properties.
Get matched with agents in Jacksonville Beach who handle your type of case.
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Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.