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Mortgage Brokers in Lakewood Ranch, FL

Compare mortgage brokers in Lakewood Ranch. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lakewood Ranch, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage brokers in Lakewood Ranch, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blue Skye Lending
8131 Lakewood Main St #204, Lakewood Ranch, FL 34202
9412568420
On Time Home Loans LLC
8433 Enterprise Cir Suite 100, Lakewood Ranch, FL 34202
8137359918

Mortgage brokers in Lakewood Ranch help home buyers and refinancers find suitable loan options from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and follow strict disclosure rules. Working with a local broker can simplify the process of buying a home in this growing Sarasota area community.

What Does a Mortgage Broker in Lakewood Ranch Cost?

Mortgage broker fees in Florida typically range from 1% to 3% of the loan amount. This is often paid by the lender or added to your loan closing costs. Some brokers charge a flat fee of $1,500 to $3,000. Costs vary based on loan type, loan size, and broker policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Lakewood Ranch Florida?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you apply. In Florida, brokers must provide a written disclosure of their fees and any lender compensation.
How do I choose a mortgage broker in Lakewood Ranch?
Check that the broker is licensed with the Florida Office of Financial Regulation using the NMLS number. Ask about their experience with local property types and their range of lender partners. Read online reviews and compare fee structures before deciding.
Are there Florida laws that protect borrowers using a mortgage broker?
Yes. Florida Statute 494 governs mortgage broker licensing and conduct. Brokers must provide a Loan Estimate within three business days of application and cannot charge fees without a signed agreement. They are also required to disclose any conflicts of interest.