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Browse mortgage brokers serving Land O' Lakes, Florida. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Land O' Lakes, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage brokers in Land O' Lakes, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SunPoint Home Loans
2638 Stonewood Pk Lp, Land O' Lakes, FL 34638
8139207916
Equifirst Lending, LLC
7842 Land O' Lakes Blvd #105, Land O' Lakes, FL 34638
8134186916
My Easy Mortgage
16703 Early Riser Ave Suite 266, Land O' Lakes, FL 34638
8135139846
First American Mortgage Group, Inc.
5201 Swallow Dr, Land O' Lakes, FL 34639
8139282598
Trans States Mortgage
19508 Shumard Oak Dr UNIT 103, Land O' Lakes, FL 34638
8139631256
Mortgage brokers in Land O Lakes Florida help home buyers and refinancing homeowners connect with lenders and loan products. Florida law requires brokers to be licensed through the Nationwide Multistate Licensing System and comply with state disclosure rules. Working with a local broker can simplify the loan process and provide access to programs specific to Pasco County and the Tampa Bay area.
What Does a Mortgage Broker in Land O' Lakes Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan this means a fee between $3,000 and $6,000. Some brokers charge a flat fee instead of a percentage. Florida law requires brokers to disclose all fees in a Loan Estimate within three business days of application. Costs vary by lender loan type and your financial profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Land O Lakes Florida?
A mortgage broker acts as an intermediary between you and multiple lenders to find a suitable loan. They gather your financial information compare loan options and handle the application process. In Florida brokers must follow state regulations including providing a written disclosure of fees and lender relationships.
Do I need a license to be a mortgage broker in Florida?
Yes Florida requires mortgage brokers to hold a valid license through the Florida Office of Financial Regulation. They must complete pre-licensing education pass a background check and renew their license annually. You can verify a brokers license on the NMLS Consumer Access website.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Florida law allows a three-day right of rescission for refinances but not for purchase loans. Delays can occur due to appraisal issues or document requests so staying responsive helps keep the timeline on track.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.