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Mortgage Brokers in Melbourne, FL

Directory of mortgage brokers in Melbourne, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage brokers in Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morgan Financial
1441 N Harbor City Blvd, Melbourne, FL 32935
(321) 757-3570 morganfinancial.net
The Mortgage Firm Inc. Space Coast
930 S Harbor City Blvd Suite 304, Melbourne, FL 32901
(321) 701-0441 themortgagefirm.com
RMC Home Mortgage, LLC
1686 W Hibiscus Blvd Suite A, Melbourne, FL 32901
(877) 478-7369 rmchomemortgage.com
Future Home Loans Space Coast
524 N Harbor City Blvd, Melbourne, FL 32935
(321) 353-8600 future.loans
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL 32901
(321) 215-4419 dyermortgage.com
Revolution Mortgage - Ben Mitas & John Henderson
1900 S Harbor City Blvd Ste 209, Melbourne, FL 32901
(321) 317-8250 revolutionmortgage.com
Jennifer Kline at Neighborhood Loans - NMLS# 1574523
306 E Strawbridge Ave, Melbourne, FL 32901
(321) 684-1975 jenniferkline.us
Embrace Home Loans - Melbourne, FL
5500 Murrell Rd #201, Melbourne, FL 32940
(321) 821-1000 embracehomeloans.com
Fluent Mortgage Corp.
6905 N Wickham Rd Suite 402, Melbourne, FL 32940
(877) 735-8368 myfmloan.com
New American Funding - Jake LaBelle
5500 Murrell Rd #201, Melbourne, FL 32940
(802) 353-4724 newamericanfunding.com
Bay Equity LLC
501 E New Haven Ave, Melbourne, FL 32901
(321) 591-3064 bayequityhomeloans.com
Slam Dunk Home Loans
8530 N Wickham Rd STE 112, Melbourne, FL 32940
(407) 761-3797 slamdunkhomeloans.com
Ashley Stockrahm Mortgage Group- Edge Home Loans
4840 Dairy Rd STE 101, Melbourne, FL 32904
(321) 458-3725 ashleyflhomeloans.com
American Mortgage Loan Services, LLC
1243 N Harbor City Blvd Ste. A, Melbourne, FL 32935
(321) 723-6206 americanmortgagefl.com
Oceans Lending LLC
1740 Sarno Rd, Melbourne, FL 32935
(321) 339-2995 oceanslending.com
Hard Money Lenders Melbourne FL
1735 W Hibiscus Blvd, Melbourne, FL 32901
(321) 334-3915 hardmoneylendersmelbourne.com
Embrace Home Loans - Donny Panasis NMLS 1481372
5500 Murrell Rd #201, Melbourne, FL 32940
(321) 214-6327 donnypanasis.com
Eagle Bay Mortgage, L.L.C.
3783 Gatwick Manor Ln, Melbourne, FL 32940
(321) 806-1013 eaglebaymortgage.com
The Mortgage Firm West Melbourne
4780 Dairy Rd, Melbourne, FL 32904
(321) 754-1212 themortgagefirm.com
United Community
2338 Citadel Way Suite 103, Melbourne, FL 32940
(321) 456-8940 ucbi.com

What Does a Mortgage Broker in Melbourne Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount though some brokers charge a flat fee between 2000 and 5000 dollars. Costs vary based on loan type loan size and the specific broker. Florida law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Melbourne Florida?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that matches your needs. In Florida brokers must provide a Loan Estimate within three business days of your application. They handle paperwork and negotiate rates but do not lend money directly.
How do I know if a mortgage broker is licensed in Florida?
You can verify a mortgage broker license on the Florida Office of Financial Regulation website. Florida law requires brokers to pass a background check and complete continuing education. Always confirm the license number before starting the application process.
Are there Florida laws that protect borrowers using a mortgage broker?
Yes Florida has specific laws including the Florida Mortgage Brokerage Act which requires written agreements and fee disclosures. Brokers must provide a Good Faith Estimate of closing costs and cannot charge hidden fees. Borrowers also have a three day right of rescission on refinances under federal law.