Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage brokers in Melbourne Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanView Lending
321 Ocean Ave #101, Melbourne Beach, FL 32951
3219143596
Dylan Davis - The Mortgage Firm Space Coast
321 Ocean Ave Suite 101, Melbourne Beach, FL 32951
3215017422
What Does a Mortgage Broker in Melbourne Beach Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan this could be $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Additional costs include appraisal fees around $500 and credit report fees of $30 to $50. Costs vary by lender loan type and your financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need a mortgage broker to buy a home in Melbourne Beach Florida?
No you do not need a broker. You can work directly with a bank or credit union. A broker can compare loan offers from many lenders to help you find competitive rates and terms.
What license does a Florida mortgage broker need?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. They must pass a background check and complete pre-licensing education. You can verify a brokers license on the NMLS Consumer Access website.
How long does a typical Florida mortgage process take?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Factors like appraisal turnaround and under review time can affect the timeline. Florida law requires specific disclosures within three business days of application.