Mortgage Brokers in Miami, FL
Directory of mortgage brokers in Miami, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 20 mortgage brokers in Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Miami Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 home loan, that could be $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Florida law requires brokers to disclose their compensation in writing before you apply. Costs vary by loan type and broker. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Miami Florida?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options from different banks and credit unions, and help you choose a mortgage that fits your needs. In Florida, brokers must follow strict licensing rules under Chapter 494 of the Florida Statutes.
How do I choose a mortgage broker in Miami?
Look for a broker who is licensed with the Florida Office of Financial Regulation and has experience with Miami properties. Ask about their fees and how they get paid. Check online reviews and ask for references from past clients.
What documents do I need for a mortgage broker in Miami?
You will typically need recent pay stubs, W-2 forms or tax returns for the last two years, bank statements, and identification. Florida law does not require a specific list, but most brokers ask for these to verify your income and assets.