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Compare mortgage brokers in Miami Beach. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage brokers in Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Home Loans
100 Lincoln Rd # Cu7, Miami Beach, FL 33139
3057638023
RATERIGHT Team - Empowered by Nexa/Axen Mortgage
1504 Bay Rd Suite 1426, Miami Beach, FL 33139
3057034663
Realfinity
929 Alton Rd Suite 500, Miami Beach, FL 33139
7867895665
Expert Home Mortgage Inc.
429 Lenox Ave., Miami Beach, FL 33139
3059495626
Miami Beach Mortgage Lenders
7314 Collins Ave, Miami Beach, FL 33141
9542750498
Miami Beach Mortgage | Fidelity Home Group
1000 5th St #200, Miami Beach, FL 33139
3056001600
A mortgage broker in Miami Beach can help you find home loan options from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Working with a local broker is useful because Miami Beach has unique property values and flood insurance requirements.
What Does a Mortgage Broker in Miami Beach Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2500 and 5000 dollars. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need a mortgage broker in Miami Beach?
A mortgage broker can save you time by comparing loan offers from different lenders. They are helpful if you have a nonstandard income or are buying a condo in a high rise. Florida law requires brokers to disclose their fees upfront.
What license does a mortgage broker need in Florida?
Mortgage brokers in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete continuing education. You can verify a brokers license on the NMLS website.
How long does the mortgage process take in Miami Beach?
A typical mortgage process in Florida takes 30 to 45 days from application to closing. Miami Beach transactions may take longer if the property is in a condo association that requires additional documentation. Florida law allows a three day rescission period for refinances.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.