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Find Mortgage Brokers Near You in North Miami Beach, FL

Compare mortgage brokers in North Miami Beach. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage brokers in North Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amethyst Mortgage LLC
15805 Biscayne Blvd suite 106, North Miami Beach, FL 33160
9178436850
Proper Loans
15807 Biscayne Blvd Suite 217, North Miami Beach, FL 33160
7866732881
Americ Mortgage
1820 NE 163rd St Suite 301, North Miami Beach, FL 33162
3052045626
Florida Preferred Mortgage, Inc.
16461 NE 6th Ave, North Miami Beach, FL 33162
3059498828

Mortgage brokers in North Miami Beach Florida help home buyers and property owners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and follow state specific disclosure rules. Working with a local broker can simplify the mortgage process in this competitive South Florida market.

What Does a Mortgage Broker in North Miami Beach Cost?

Mortgage broker costs in Florida typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. These fees are often paid by the lender or can be rolled into the loan. Costs vary by loan type and broker. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in North Miami Beach Florida?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They handle the application process and compare rates and terms from different banks and credit unions. Brokers in Florida must hold a valid license and follow state regulations.
Do I need a mortgage broker or can I go directly to a bank in Florida?
You can go directly to a bank but a broker may offer access to more loan programs and competitive rates. Florida law allows brokers to work with many lenders which can save you time. The choice depends on your specific financial situation and preferences.
What are the licensing requirements for mortgage brokers in Florida?
Mortgage brokers in Florida must be licensed by the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. They must complete pre licensing education pass a background check and renew their license annually. Always verify a brokers license on the OFR website before working with them.