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Find Mortgage Brokers in Palatka, FL

Looking for a mortgage broker in Palatka? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Palatka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage brokers in Palatka, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
308 FL-19, Palatka, FL 32177
3863298988
Bee Mortgage App
320 St Johns Ave suite 103, Palatka, FL 32177
8556261999
New American Funding - Stone Keefauver
421 St Johns Ave ste 7, Palatka, FL 32177
3212956656
Michelle Calhoun - Mortgage Loan Officer
101 FL-19, Palatka, FL 32177
3522810669
Gateway Mortgage Group
514 S Palm Ave Ste B, Palatka, FL 32177
3865307753

Mortgage brokers in Palatka, Florida help home buyers and property owners find suitable loan options from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. A local broker can guide you through the unique aspects of Florida real estate, such as flood zone requirements and property insurance costs.

What Does a Mortgage Broker in Palatka Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $1,000 and $3,000. Florida law requires brokers to disclose all fees in a written agreement before you proceed. Costs vary based on loan type, loan size, and the complexity of your financial situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Palatka do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from various banks and credit unions, and help you apply for the loan that fits your needs.
Are mortgage brokers required to be licensed in Florida?
Yes, Florida law requires mortgage brokers to hold a valid license from the Florida Office of Financial Regulation. You can verify a brokers license through the Nationwide Multistate Licensing System (NMLS).
How do I choose a mortgage broker in Palatka?
Look for a broker with experience in the Palatka market and a valid Florida license. Check online reviews, ask for referrals, and interview multiple brokers to compare their services and fee structures.