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Mortgage Brokers in Palm Coast, FL

Compare mortgage brokers in Palm Coast. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 mortgage brokers in Palm Coast, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp. - The Loan Pro Team
18 Market Ave Suite 125, Palm Coast, FL 32164
(386) 931-0980 fairwayindependentmc.com
Approved Mortgage Source LLC
50 Leanni Way UNIT B6, Palm Coast, FL 32137
(386) 668-8000 approvedfl.com
Steve Verrier / The Florida Mortgage Center.com - ANE Lending LLC
61 Cimmaron Dr, Palm Coast, FL 32137
(904) 514-8884 thefloridamortgagecenter.com
Pillar Mortgage
25 Old Kings Rd N, Palm Coast, FL 32137
(386) 246-3720 pillarmortgage.com
Biznal Mortgage LLC
33 Boulder Rock Dr, Palm Coast, FL 32137
(407) 757-4123 biznalmortgage.com
Motto Mortgage Selections
460 Palm Coast Pkwy SW Suite 1, Palm Coast, FL 32137
(386) 246-1656 mottomortgage.com
Jayd Capela Florida's Trusted Mortgage Broker
460 Palm Coast Pkwy SW Suite 1, Palm Coast, FL 32137
(386) 283-0356 mottomortgage.com
Saltwater Funding, Inc.
4871 Palm Coast Pkwy NW Suite 5, Palm Coast, FL 32137
(386) 246-6322 saltwaterfunding.com
Palm Coast Reverse Mortgages
800 Belle Terre Pkwy suite 200-117, Palm Coast, FL 32164
(813) 394-9042 palmcoastreversemortgages.com
Capstone Mortgage
18 Market Ave Suite 120, Palm Coast, FL 32164
(386) 202-4498 capstonemortgagegroup.com

Mortgage brokers in Palm Coast Florida help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and follow specific disclosure rules under Florida Statute 494. Local brokers understand the Palm Coast real estate market and can guide you through the loan process.

What Does a Mortgage Broker in Palm Coast Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay third-party costs like appraisal and credit report fees. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Palm Coast Florida?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you apply for a mortgage. In Florida, brokers must disclose their fees and any lender compensation upfront.
Do I need a Florida license to work as a mortgage broker?
Yes, Florida requires mortgage brokers to hold a valid license from the Florida Office of Financial Regulation. This includes passing a background check and completing pre-licensing education. You can verify a brokers license on the OFR website.
What is the typical timeline for a mortgage in Florida?
A standard mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application.