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Looking for a mortgage broker in Palmetto Bay? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage brokers in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3054009674
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
3054337194
Our Circle Mortgage
9555 SW 175th Terrace SUITE 201, Palmetto Bay, FL 33157
3052973452
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
Dreamit Mortgage LLC - Pilar Garcia
9555 SW 175th Terrace ste 726, Palmetto Bay, FL 33157
3058034765
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
7867322585
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
3053513182
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3053235946
Mortgage brokers in Palmetto Bay, Florida help home buyers and refinancers find suitable loan products from various lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Local brokers understand the specific housing market and property values in Palmetto Bay and Miami-Dade County.
What Does a Mortgage Broker in Palmetto Bay Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees, appraisal fees, and credit report fees. Florida law requires brokers to provide a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. The license requires completing pre-licensing education, passing a state exam, and undergoing a background check.
How do I choose a mortgage broker in Palmetto Bay?
Look for a broker with a valid Florida license and positive client reviews. Ask about their experience with local lenders and their knowledge of Palmetto Bay property values. Always verify their license status on the Florida Office of Financial Regulation website.
What documents do I need to apply for a mortgage in Florida?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Florida law also requires disclosure of any flood zone status for the property. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.