Find Mortgage Brokers in Pembroke Pines, FL
Directory of mortgage brokers in Pembroke Pines, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 14 mortgage brokers in Pembroke Pines, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Pembroke Pines Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 home loan, this means a fee between $3,000 and $6,000. Some brokers charge a flat fee instead of a percentage. Additional costs may include application fees, appraisal fees, and title insurance. Florida law requires brokers to disclose all fees in writing before you commit. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Pembroke Pines Florida?
A mortgage broker acts as an intermediary between borrowers and lenders. They gather your financial information, shop for loan options from various banks and credit unions, and help you complete the application process. Brokers do not lend their own money but earn a fee for their service.
Is a mortgage broker required to be licensed in Florida?
Yes, Florida law requires mortgage brokers to hold a valid license through the Florida Office of Financial Regulation. They must pass a background check, complete pre-licensing education, and renew their license annually. You can verify a brokers license on the NMLS Consumer Access website.
What documents do I need to apply for a mortgage in Pembroke Pines?
Typical documents include recent pay stubs, W-2 forms or tax returns for the past two years, bank statements, and proof of any additional income. Florida law also requires lenders to provide a Loan Estimate within three business days of receiving your application. This document shows estimated costs and loan terms.