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Directory of mortgage brokers in Ponte Vedra Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Ponte Vedra Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage brokers in Ponte Vedra Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Down Mortgage
820 A1A N suite w-4, Ponte Vedra Beach, FL 32082
9043330390
Atlantic Trust Mortgage
466 Town Plaza Ave Suite 320, Ponte Vedra Beach, FL 32081
9045538988
Mortgage brokers in Ponte Vedra Beach Florida help home buyers and property owners find suitable loan options from multiple lenders. Florida law requires all mortgage brokers to be licensed through the Florida Office of Financial Regulation and follow strict disclosure rules. Working with a local broker can simplify the process of securing a mortgage for homes in St. Johns County.
What Does a Mortgage Broker in Ponte Vedra Beach Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $400,000 home, this could mean $4,000 to $8,000 in broker fees. Some brokers charge a flat fee or are compensated by the lender through yield spread premiums. Florida law requires full disclosure of all fees in a Loan Estimate within three business days of application. Costs vary by loan size, credit profile, and lender terms. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Ponte Vedra Beach?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan products, and help you apply for a mortgage that fits your needs. Brokers do not lend money directly but facilitate the loan process.
Are mortgage brokers required to be licensed in Florida?
Yes. Florida law requires mortgage brokers to hold a valid license from the Florida Office of Financial Regulation. You can verify a brokers license through the Nationwide Multistate Licensing System (NMLS) database.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.