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Compare Mortgage Brokers in Ponte Vedra Beach, FL

Looking for a mortgage broker in Ponte Vedra Beach? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Ponte Vedra Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 2 mortgage brokers in Ponte Vedra Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Down Mortgage
820 A1A N suite w-4, Ponte Vedra Beach, FL 32082
(904) 333-0390 firstdownmortgage.com
Atlantic Trust Mortgage
466 Town Plaza Ave Suite 320, Ponte Vedra Beach, FL 32081
(904) 553-8988 atlantictrustmortgage.com

What Does a Mortgage Broker in Ponte Vedra Beach Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $400,000 home, this could mean $4,000 to $8,000 in broker fees. Some brokers charge a flat fee or are compensated by the lender through yield spread premiums. Florida law requires full disclosure of all fees in a Loan Estimate within three business days of application. Costs vary by loan size, credit profile, and lender terms. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Ponte Vedra Beach?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan products, and help you apply for a mortgage that fits your needs. Brokers do not lend money directly but facilitate the loan process.
Are mortgage brokers required to be licensed in Florida?
Yes. Florida law requires mortgage brokers to hold a valid license from the Florida Office of Financial Regulation. You can verify a brokers license through the Nationwide Multistate Licensing System (NMLS) database.

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.

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