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Find Mortgage Brokers in Port Charlotte, FL

Compare mortgage brokers in Port Charlotte. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage brokers in Port Charlotte, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morningstar Mortgage
474 S Tamiami Trl #3, Port Charlotte, FL 33953
8135451213
Heidi Schrock | Punta Gorda Real Estate
1808 S Tamiami Trl, Port Charlotte, FL 33948
9418765808
Advanced Mortgage
1777 S Tamiami Trl Office 5 Suite 304, Port Charlotte, FL 33948
2027024861
Becky Sikorski Mortgage Loan Officer
1777 S Tamiami Trl Suite 304-5, Port Charlotte, FL 33948
9416282320
Raleigh Morrison - Realtor & Mortgage Broker
4456 S Tamiami Trl, Port Charlotte, FL 33980
9417691362
Custom Mortgage
20020 Veterans Blvd UNIT 14, Port Charlotte, FL 33954
9412553342
loanDepot
18501 Murdock Cir # 503, Port Charlotte, FL 33948
9418837150
Home For Life Reverse Mortgage, Inc NMLS#2257258
23072 Nugent Ave, Port Charlotte, FL 33954
9416282849
Adam Beaudette, American Pacific Mortgage
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
9417692105
Guild Mortgage Company
1166 March Dr, Port Charlotte, FL 33953
9413690515
Chase Mortgage
24143 Peachland Blvd, Port Charlotte, FL 33954
9416270552

Mortgage brokers in Port Charlotte Florida help home buyers and homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Local brokers understand the Port Charlotte real estate market and can guide you through the unique requirements of Florida property transactions.

What Does a Mortgage Broker in Port Charlotte Cost?

Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan, this equals $3,000 to $6,000. Some brokers charge a flat fee of $2,500 to $5,000. Additional costs may include application fees, appraisal fees, and origination fees. Florida law requires brokers to disclose all fees in a Loan Estimate within three business days of your application. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Port Charlotte?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but connect you with lenders who may approve your loan.
Do I need a license to be a mortgage broker in Florida?
Yes. Florida requires mortgage brokers to hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete continuing education courses. You can verify a brokers license on the Florida Office of Financial Regulation website.
What is the typical timeline for a mortgage in Florida?
A standard mortgage process in Florida usually takes 30 to 45 days from application to closing. Factors like property appraisal, title search, and underwriting can affect this timeline. Florida law does not set a specific maximum time limit, but most lenders aim for a 30 day close.