Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage brokers in Royal Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Renaissance Home Loans
10205 Southern Blvd, Royal Palm Beach, FL 33411
8887535057
Stark Processing
115 Laurel Way, Royal Palm Beach, FL 33411
5613744384
Brandon & Melinda Niemela - One Stop Mortgage
685 Royal Palm Beach Blvd STE 105, Royal Palm Beach, FL 33411
5617634707
Franklyn Rodriguez with One Stop Mortgage
685 Royal Palm Beach Blvd STE 105, Royal Palm Beach, FL 33411
5618501323
What Does a Mortgage Broker in Royal Palm Beach Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also encounter application fees or processing fees. Costs vary by lender and loan complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Royal Palm Beach?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options on your behalf. In Florida brokers must follow state licensing rules and disclose their fees upfront.
Do I need a mortgage broker or can I go directly to a bank?
You can choose either option. A broker can compare offers from several lenders which may save you time. A direct bank may offer specific programs but limits your choices. Florida law does not require you to use a broker.
What documents do I need to apply for a mortgage in Florida?
You typically need pay stubs, tax returns, bank statements, and photo identification. Florida also requires proof of homeowners insurance. Your broker will provide a full checklist based on your loan type.