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Mortgage Brokers in Safety Harbor, FL

Directory of mortgage brokers in Safety Harbor, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Safety Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 mortgage brokers in Safety Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
8 Booth Blvd, Safety Harbor, FL 34695
(727) 385-0879 ucbi.com
Brittney Wood, Loan Officer, NMLS # 1742360
737 Main St Suite 100 Office 4, Safety Harbor, FL 34695
(813) 708-2323 apmortgage.com
William Hunter, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
(727) 723-2100
Motto Mortgage Golden Fox Advisors
701 Enterprise Rd E STE 203, Safety Harbor, FL 34695
(727) 412-2512 mottomortgage.com

Mortgage brokers in Safety Harbor, Florida help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation and to follow specific disclosure rules under Chapter 494 of the Florida Statutes. Safety Harbor residents often work with brokers who understand the local real estate market in Pinellas County.

What Does a Mortgage Broker in Safety Harbor Cost?

Mortgage broker fees in Florida typically range from 1% to 3% of the loan amount. For a $300,000 loan, this could be $3,000 to $9,000. These fees are often paid by the lender or can be negotiated with the borrower. Additional costs include appraisal fees ($400 to $700) and credit report fees ($30 to $50). This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the difference between a mortgage broker and a loan officer in Safety Harbor?
A mortgage broker works independently and shops your loan to multiple lenders, while a loan officer works for a single bank or credit union. In Florida, brokers must hold a valid mortgage broker license and provide a written disclosure of their fees.
What documents do I need to apply for a mortgage through a broker in Florida?
You typically need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and a valid ID. Florida law also requires brokers to verify your income and assets under the Truth in Lending Act.