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Mortgage Brokers in St Pete Beach, FL

Compare mortgage brokers in St Pete Beach. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
St Pete Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 mortgage brokers in St Pete Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cindy Hunt at Guaranteed Rate Affinity (NMLS #368336)
6505 Gulf Blvd, St Pete Beach, FL 33706
(727) 424-6858 grarate.com
Kim Harestad - VanDyk Mortgage Corporation
5801 Gulf Blvd, St Pete Beach, FL 33706
(727) 458-2821 kimharestad.vandykmortgage.com
Vault Mortgage - Florida
104-B 8th Ave, St Pete Beach, FL 33706
(941) 920-1186 vaultmortgage.us

Mortgage brokers in St Pete Beach Florida help home buyers and property owners find suitable loan products from various lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Brokers can assist with conventional loans FHA loans and VA loans for properties in Pinellas County.

What Does a Mortgage Broker in St Pete Beach Cost?

Mortgage broker fees in Florida typically range from 1 percent to 3 percent of the loan amount. For a 300,000 dollar loan this equals 3,000 to 9,000 dollars. Some brokers charge a flat fee of 1,500 to 5,000 dollars. Costs vary based on loan type property location and the broker. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation. They must also pass a background check and complete continuing education courses each year.
What documents do I need to apply for a mortgage in St Pete Beach?
You will typically need pay stubs tax returns bank statements and a photo ID. Florida law also requires proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.