Find Mortgage Brokers in St. Petersburg, FL
Browse mortgage brokers serving St. Petersburg, Florida. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 19 mortgage brokers in St. Petersburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in St. Petersburg Florida help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Working with a local broker can be useful in the competitive St. Petersburg real estate market where closing times and local property knowledge matter.
What Does a Mortgage Broker in St. Petersburg Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. In St. Petersburg you may also pay third party costs like appraisal and title fees which are separate. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in St. Petersburg Florida?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. In Florida brokers must follow the Florida Mortgage Brokerage Act which sets licensing and disclosure requirements. They handle paperwork and guide you through the application process.
How do I choose a mortgage broker in St. Petersburg?
Check that the broker is licensed with the Florida Office of Financial Regulation using the online verification tool. Ask about their experience with local property types and typical closing timelines in Pinellas County. Compare their fee structures and loan options before deciding.
Are there Florida specific rules for mortgage brokers?
Yes Florida requires mortgage brokers to have a valid license and to provide a Mortgage Brokerage Agreement that outlines fees and services. Florida law also mandates a three day right of rescission for refinances on a primary residence. Brokers must disclose any conflicts of interest.