Mortgage Brokers in The Villages, FL
Directory of mortgage brokers in The Villages, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 4 mortgage brokers in The Villages, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in The Villages Cost?
Mortgage broker fees in Florida typically range from 1% to 2% of the loan amount. For a $300,000 loan this means a fee of $3,000 to $6,000. Some brokers charge a flat fee of $1,500 to $3,500. Closing costs in Florida also include title insurance appraisal and recording fees which can add another $3,000 to $5,000. Costs vary by loan size lender and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Florida?
A mortgage broker in Florida must hold a valid license from the Florida Office of Financial Regulation under Chapter 494 of the Florida Statutes. The license requires passing a state exam and completing continuing education every two years.
How do mortgage brokers in The Villages get paid?
Mortgage brokers typically earn a commission from the lender or a fee paid by the borrower. In Florida, the broker must disclose all compensation in writing before the borrower signs any loan documents.
Can a mortgage broker help with reverse mortgages in The Villages?
Yes many mortgage brokers in The Villages specialize in reverse mortgages for seniors. Florida law requires a separate counseling session with a HUD approved counselor before a reverse mortgage can be finalized.