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Directory of mortgage brokers in Zephyrhills, Florida. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 mortgage brokers in Zephyrhills, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trax Credit Union
36239 Pure Water Wy, Zephyrhills, FL 33541
8138008729
Sunlight Realty, LLC
5344 9th St Ste 101, Zephyrhills, FL 33542
8139900205
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
Suncrest Sales
35162 Pure Water Wy, Zephyrhills, FL 33541
8137883300
OneMain Financial
7864 Gall Blvd, Zephyrhills, FL 33541
8137885859
The DeJesus Group
7810 Gall Blvd UNIT 323, Zephyrhills, FL 33541
8132998962
Emilio
6982 Fort King Rd, Zephyrhills, FL 33541
8137242037
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
Tiffany Bingham, BINGHAM REALTY, INC.
38070 Daughtery Rd, Zephyrhills, FL 33540
8139971648
Wells Fargo Advisors
5326 8th St, Zephyrhills, FL 33542
8137829578
Chase Mortgage
7800 Gall Blvd, Zephyrhills, FL 33541
8137806021
CULTURAL MULTIFAMILY GROUP
5253 6th St, Zephyrhills, FL 33542
8133080041
Mortgage brokers in Zephyrhills Florida help home buyers and homeowners find suitable loan products from multiple lenders. Florida law requires mortgage brokers to be licensed through the Florida Office of Financial Regulation. Local brokers understand the Zephyrhills real estate market and can assist with conventional FHA VA and USDA loans.
What Does a Mortgage Broker in Zephyrhills Cost?
Mortgage broker costs in Florida typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Others are paid by the lender through yield spread premiums. You may also pay application fees appraisal fees and credit report costs. Always ask for a Loan Estimate that itemizes all fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Zephyrhills Florida?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan options and help you complete the application process. Brokers in Florida must follow state regulations including disclosure requirements under Florida Statute 494.
How do I choose a mortgage broker in Zephyrhills?
Look for a broker licensed with the Florida Office of Financial Regulation. Check their history on the Nationwide Multistate Licensing System. Ask about their experience with local property types and their fee structure before signing any agreement.
Are there specific Florida laws for mortgage brokers?
Yes Florida Statute Chapter 494 governs mortgage broker licensing and conduct. Brokers must provide a written disclosure of fees and any conflicts of interest. They cannot charge upfront fees without a written agreement. Florida also requires a three day rescission period for certain refinance loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.