Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 11 mortgage brokers in Kahului, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, a PlainsCapital Company - Maui
33 Lono Ave Suite 230, Kahului, HI 96732
(808) 359-2872
lo.primelending.com
The Money Store
140 Hoohana St Suite 205, Kahului, HI 96732
(844) 606-6639
kahului-hi.themoneystore.com
David Lawrence, NMLS 653666, PrimeLending
33 Lono Ave Suite 230, Kahului, HI 96732
(808) 281-9280
lo.primelending.com
What Does a Mortgage Broker in Kahului Cost?
Mortgage broker fees in Hawaii usually range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. These fees may be paid by the lender or by you at closing. Costs vary by loan complexity and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Kahului do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that matches your situation. In Hawaii, brokers must be licensed by the state Department of Commerce and Consumer Affairs.
Do I need a mortgage broker to buy a home in Kahului?
No, you can apply directly with a bank or credit union. However, a broker can compare multiple lenders to find competitive rates and terms. This is especially helpful in Hawaii where some lenders specialize in local property types like leasehold estates.
What documents do I need to apply for a mortgage in Hawaii?
You typically need pay stubs, tax returns, bank statements, and identification. For Hawaii properties, you may also need a leasehold disclosure or condo association documents. A broker can guide you on specific requirements for Kahului homes.