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Browse mortgage brokers serving Garden City, Idaho. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Garden City, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 mortgage brokers in Garden City, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diversified Mortgage Group
7977 W Marigold St, Garden City, ID 83714
2088537878
Fairway Home Mortgage : Crystal Howard
9233 W State St Suite 1, Garden City, ID 83714
2089918869
Home Loans of Idaho
3724 N Plantation River Dr #102, Garden City, ID 83703
2082977444
US Bank Mortgage
Garden City, ID 83714
8008722657
Mortgage brokers in Garden City, Idaho, connect borrowers with lenders to find home loans or refinancing options. They work with local and national lenders to match you with programs that fit your budget. Idaho law requires brokers to be licensed through the Nationwide Multistate Licensing System and follow state regulations for fair lending.
What Does a Mortgage Broker in Garden City Cost?
Mortgage broker fees in Idaho usually range from 1% to 2% of the loan amount. For a $300,000 loan, that means $3,000 to $6,000 in broker fees. Some brokers charge a flat fee of $2,500 to $5,000 instead. Lenders may also charge origination fees or points. Costs vary by loan type, credit score, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Garden City?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information, shop for loan options, and help you apply. In Idaho, brokers must disclose all fees and lender terms upfront.
Do I need a license to be a mortgage broker in Idaho?
Yes, mortgage brokers in Idaho must hold a valid license through the NMLS. They must complete pre-licensing education, pass a background check, and renew their license annually. You can verify a brokers license on the NMLS consumer access website.
How long does it take to get a mortgage through a broker in Idaho?
The process typically takes 30 to 45 days from application to closing. Idaho law does not set a specific timeline, but brokers must provide a Loan Estimate within three business days of your application. Delays can happen if documents are incomplete.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.