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Find Mortgage Brokers in Champaign, IL

Browse mortgage brokers serving Champaign, Illinois. Contact information and addresses listed below.

12 agents listed
Updated June 2026
Champaign, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 12 mortgage brokers in Champaign, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Midwest Mortgage Group powered by Flat Branch Home Loans
301 N Neil St #105, Champaign, IL 61820
(217) 383-0835 flatbranchhomeloans.com
New American Funding - David Nelson
3402 Mission Dr Suite 104, Champaign, IL 61822
(309) 368-8175 newamericanfunding.com
PrimeLending, A PlainsCapital Company - Champaign
2009 Fox Dr Suite A, Champaign, IL 61820
(217) 355-3800 lo.primelending.com
Aaron Gallagher NMLS #1943805 - INB Bank
217 S Neil St Suite C, Champaign, IL 61820
(217) 530-4354 inb.com
Michelle Mott - 217 Mortgage Powered by New American Funding
3402 Mission Dr Suite 104, Champaign, IL 61822
(309) 826-0189 newamericanfunding.com
New American Funding - Justin Gensler
3402 Mission Dr Suite 104, Champaign, IL 61822
(217) 369-0669 newamericanfunding.com
Nathan Back - 217 Mortgage Powered by New American Funding
3402 Mission Dr Suite 104, Champaign, IL 61822
(217) 637-6283 newamericanfunding.com
Edward Jones - Financial Advisor: Grant Ghighi, CFP®, CRPC™
2215 S Neil St, Champaign, IL 61820
(217) 607-2312 edwardjones.com
First State Mortgage - Champaign
2911 Crossing Ct, Champaign, IL 61822
(888) 664-9108 firststatemortgage.biz
Tom Roth, NMLS: 528125, PrimeLending
2009 Fox Dr Suite A, Champaign, IL 61820
(217) 493-8578 rothmortgage.com
New American Funding - Champaign
3402 Mission Dr Suite 104, Champaign, IL 61822
(447) 442-1098 newamericanfunding.com
PNC Mortgage
809 S Wright St, Champaign, IL 61820
(217) 974-7401 pnc.com

Mortgage brokers in Champaign, Illinois help home buyers and homeowners find suitable loan products from multiple lenders. Brokers must be licensed under the Illinois Residential Mortgage License Act. They can assist with conventional, FHA, VA, and USDA loans for properties in Champaign and surrounding areas.

What Does a Mortgage Broker in Champaign Cost?

Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $250,000 home, this could be $2,500 to $5,000. Some brokers charge a flat fee of $1,000 to $3,000. Costs vary based on loan type, complexity, and lender terms. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Champaign?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. Brokers do not lend money directly but connect you with lenders.
How do I choose a mortgage broker in Illinois?
Look for a broker licensed with the Illinois Department of Financial and Professional Regulation. Check their experience with local Champaign properties and read client reviews. Ask about their fee structure and loan product range before committing.
Are there Illinois specific rules for mortgage brokers?
Yes. Illinois requires mortgage brokers to be licensed and to follow the Illinois Residential Mortgage License Act. They must provide a Good Faith Estimate of costs and disclose any fees upfront. Brokers cannot charge excessive prepayment penalties.

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Illinois.

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