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Mortgage Brokers in Chicago Heights, IL

Directory of mortgage brokers in Chicago Heights, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Chicago Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage brokers in Chicago Heights, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phillip Halm Crossover Financial
448 Dixie Hwy, Chicago Heights, IL 60411
7086924488
Ryan Rees - Mortgage Loan Originator
448 Dixie Hwy, Chicago Heights, IL 60411
7082950880
US Bank Mortgage
225 W Joe Orr Rd, Chicago Heights, IL 60411
8008722657
US Bank Mortgage
288 W Normandy Dr, Chicago Heights, IL 60411
8008722657

Mortgage brokers in Chicago Heights help home buyers and homeowners find suitable loan products from multiple lenders. They can assist with conventional loans FHA loans and VA loans. Illinois law requires mortgage brokers to be licensed through the Illinois Department of Financial and Professional Regulation and follow strict disclosure rules.

What Does a Mortgage Broker in Chicago Heights Cost?

Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $250,000 loan this means a fee between $2,500 and $5,000. Some brokers charge a flat fee instead of a percentage. Costs also include third party fees for appraisals and credit reports. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Chicago Heights?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information shop for loan options and help you complete the application process. They do not lend money directly but connect you with lenders.
How do I choose a mortgage broker in Illinois?
Look for a broker who is licensed with the Illinois Department of Financial and Professional Regulation. Check their license status on the Nationwide Multistate Licensing System website. Ask about their experience with local properties and loan types.
What documents do I need to apply for a mortgage?
You typically need pay stubs W-2 forms tax returns bank statements and proof of assets. Illinois lenders may also require a government issued ID and evidence of homeowners insurance. Your broker will give you a complete list.