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Compare mortgage brokers in Decatur. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 17 mortgage brokers in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
4839 US-36, Decatur, IL 62521
2178757885
World Finance
2605 N Water St Ste 104, Decatur, IL 62526
2178751145
Mariner Finance
4284 Prospect Dr, Decatur, IL 62526
2178761500
Central Illinois Title Co
602 E William St, Decatur, IL 62523
2174221719
OneMain Financial
3170 N Water St, Decatur, IL 62526
2178753425
Brittany Lamb - Brinkoetter Realtors Key Team
1610 E Pershing Rd, Decatur, IL 62526
2174542970
Northwestern Mutual
240 S Main St, Decatur, IL 62523
2174230400
Stacey Mooney - Mortgage Banker - Heartland Bank
303 N Main St, Decatur, IL 62522
2173291603
Farm Credit Illinois
2415 W Mound Rd, Decatur, IL 62526
2178773141
Jennifer M Swinger - Regions Mortgage Loan Officer
350 N Water St, Decatur, IL 62523
2173693959
Tasha Cohen - Tasha Sells Houses Better Homes and Gardens Real Estate - Service First Decatur IL
601 E William St, Decatur, IL 62523
2172012610
PNC Mortgage
2965 N Water St, Decatur, IL 62526
2174242201
Mortgage Services III LLC
5130 Hickory Point Frontage Rd, Decatur, IL 62526
2176154960
Hard Money Lenders Decatur IL
151 E Decatur St, Decatur, IL 62521
2162304164
Regions Mortgage
2360 Mount Zion Rd, Decatur, IL 62521
8003256000
Info Mortgage Refinance
984 W Pershing Rd, Decatur, IL 62526
8774443597
Regions Mortgage
333 E Pershing Rd, Decatur, IL 62526
8007344667
Mortgage brokers in Decatur, Illinois act as intermediaries between borrowers and lenders to help secure home financing. They can assist with conventional loans, FHA loans, and USDA loans, which are popular in central Illinois rural areas. Illinois law requires mortgage brokers to be licensed through the Illinois Department of Financial and Professional Regulation and to follow the Illinois Residential Mortgage License Act.
What Does a Mortgage Broker in Decatur Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,000 and $3,000. Additional costs may include origination fees, appraisal fees, and title insurance. Illinois law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Decatur?
A mortgage broker works with multiple lenders to find loan options that fit your needs. They handle paperwork, compare rates, and guide you through the application process. They do not lend money directly but connect you with lenders.
How do I choose a mortgage broker in Decatur?
Look for a licensed broker with experience in Illinois lending. Check their reviews and ask about their fee structure. You can verify a license through the Illinois Department of Financial and Professional Regulation website.
What documents do I need to apply for a mortgage in Illinois?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois law also requires proof of homeowners insurance before closing. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.