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Find Mortgage Brokers Near You in O'Fallon, IL

Directory of mortgage brokers in O'Fallon, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 mortgage brokers in O'Fallon, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Luebbers - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188038214
Christopher Ryan Duncan - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188068624
New American Funding - Jody Talick
813 W Hwy 50, O'Fallon, IL 62269
6187225233
New American Funding - Dave Hohe
813 W Hwy 50, O'Fallon, IL 62269
6184075564
Ryan Luechtefeld - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6185933608
Doug Shoemaker - Shoemaker Loan Team - Homestead Financial Mortgage
220 E State St, O'Fallon, IL 62269
6183076106
New American Funding - O'Fallon, IL
813 W Hwy 50, O'Fallon, IL 62269
6182161288
OneMain Financial
1334 Central Park Dr Ste 4, O'Fallon, IL 62269
6186247015
Cara Srogus at Rate (NMLS #1145645)
111A W State St, O'Fallon, IL 62269
6187793031
Jason Ashford - Delmar Mortgage - O'Fallon
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6189732971
Kent Schmitz - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188307246
Leader One Financial Corporation
787 Sunset Blvd, O'Fallon, IL 62269
8772765550
Ken Sheehan - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6189735160
Rate
111A W State St, O'Fallon, IL 62269
6185515075
Alex Branum - Delmar Mortgage
1405 N Green Mt Rd #11, O'Fallon, IL 62269
6187412310

Mortgage brokers in O Fallon Illinois help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Illinois law requires brokers to be licensed through the Nationwide Multistate Licensing System and to follow the Illinois Residential Mortgage License Act. Working with a local broker can simplify the process of comparing rates and terms for your specific financial situation.

What Does a Mortgage Broker in O'Fallon Cost?

Mortgage broker costs in Illinois typically range from 1% to 3% of the loan amount. Some brokers charge a flat fee of 2500 to 5000 dollars. These fees cover loan origination, processing, and underwriting. Costs vary based on loan size, credit score, and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in O Fallon do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In Illinois brokers must disclose all fees and lender compensation upfront.
How do I choose a mortgage broker in O Fallon Illinois?
Look for a broker licensed in Illinois through the NMLS database. Ask about their experience with local property types and loan programs. Check online reviews and confirm they provide a Good Faith Estimate of costs before you commit.