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9 agents listed
Updated May 2026
Palatine, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage brokers in Palatine, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flagship Lending
800 E Northwest Hwy Suite 718, Palatine, IL 60074
8472085902
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
6304000240
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067
8473087012
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
8888783684
Bryan Swenson Mortgage NMLS #133380
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067
6302126858
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
8774632610
Guild Mortgage - Dorothy Sudol
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074
8472939299
Bay Equity Home Loans
220 N Smith St suite 102a, Palatine, IL 60067
8477228477
NEXA Mortgage
800 E Northwest Hwy, Palatine, IL 60074
8473238954
Mortgage brokers in Palatine, Illinois help home buyers and refinancing homeowners connect with lenders and loan products. These professionals work under Illinois law, including the Residential Mortgage License Act, which requires brokers to be licensed by the Illinois Department of Financial and Professional Regulation. Palatine residents often use brokers to compare rates from multiple lenders without applying to each one separately.
What Does a Mortgage Broker in Palatine Cost?
Mortgage broker fees in Illinois typically range from 1% to 2% of the loan amount. For a $300,000 home loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee of $2,500 to $5,000. Costs can also include application fees, credit report fees, and processing fees. Illinois law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Palatine Illinois?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Illinois, brokers must disclose their fees and any lender compensation upfront.
How do I choose a mortgage broker in Palatine?
Look for a broker licensed with the Illinois Department of Financial and Professional Regulation. Check their record on the Nationwide Multistate Licensing System. Ask about their experience with local Palatine properties and typical closing timelines in Cook County.
Are mortgage brokers required to follow Illinois specific rules?
Yes. Illinois law requires mortgage brokers to provide a Good Faith Estimate of closing costs within three business days of application. They must also follow the Illinois Mortgage Foreclosure Act if you face default. Brokers cannot charge upfront fees without a written agreement.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.