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Mortgage Brokers in Clive, IA

Directory of mortgage brokers in Clive, Iowa. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Clive, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 2 mortgage brokers in Clive, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Ruddick - NMLS #1816692
12701 University Ave, Clive, IA 50325
5152912414
Peprah Boakye-Danquah
12701 University Ave, Clive, IA 50325
5152039222

Mortgage brokers in Clive Iowa help homebuyers and homeowners find suitable loan options from multiple lenders. They work with local and national banks to secure competitive rates for purchases and refinances. Iowa law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System and Registry (NMLS) and to follow state consumer protection rules.

What Does a Mortgage Broker in Clive Cost?

Mortgage broker fees in Iowa typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee of $2,000 to $5,000. These costs are often paid by the lender or rolled into the loan. Iowa law requires full disclosure of all broker fees before closing. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Clive Iowa?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. They do not lend money directly but connect you with lenders that fit your needs.
How do I choose a mortgage broker in Clive?
Look for a broker licensed in Iowa with a valid NMLS number. Check their experience with local property types and ask about their fee structure. You can verify a brokers license through the Iowa Division of Banking website.
Are there Iowa-specific rules for mortgage brokers?
Yes. Iowa Code Chapter 535D regulates mortgage brokers and requires them to disclose all fees and charges in writing. Brokers must also provide a Loan Estimate within three business days of your application. Iowa law prohibits certain predatory lending practices.