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Compare Mortgage Brokers in Berea, KY

Directory of mortgage brokers in Berea, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Berea, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 9 mortgage brokers in Berea, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
226 Mini Mall Dr, Berea, KY 40403
(859) 986-1118 loansbyworld.com
Heights Finance
405 Richmond Rd N Ste B, Berea, KY 40403
(859) 986-6000 heightsfinance.com
James Alexander, Mortgage Banker, NMLS #54612
405 Richmond Rd N suite d, Berea, KY 40403
(859) 582-4751 stockton.com
Stockton Mortgage Berea, KY | NMLS# 8259
405 Richmond Rd N suite d, Berea, KY 40403
(859) 353-0933 stockton.com
JustChoice Lending
319 Oak St, Berea, KY 40403
(866) 367-0855 justchoicelending.com
Fahe
319 Oak St, Berea, KY 40403
(859) 986-2321
Fifth Third Mortgage - Gayle Roberts
137 Oak Meadow Dr, Berea, KY 40403
(513) 358-0429 mortgageadvisors.53.com
US Bank Mortgage
623 KY-21, Berea, KY 40403
(800) 872-2657 usbank.com
Edward Jones - Financial Advisor: Chris Gilbert, WMCP®
201 Pauline Dr Suite C, Berea, KY 40403
(859) 986-4722 edwardjones.com

Mortgage brokers in Berea, Kentucky help home buyers and homeowners find suitable loan options from multiple lenders. They can assist with conventional, FHA, VA, and USDA loans, which are popular in rural areas like Madison County. Kentucky law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a Mortgage Broker in Berea Cost?

Mortgage broker fees in Kentucky typically range from 1% to 2% of the loan amount. For a $200,000 loan, this could be $2,000 to $4,000. Some brokers are paid by the lender, which may reduce your upfront costs. Costs vary based on loan type, lender, and your financial profile. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Berea do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan programs, and help you compare rates and terms.
Do I need a mortgage broker to buy a home in Kentucky?
No, you can work directly with a bank or credit union. However, a broker may offer access to more lenders and loan products, which can be helpful for first-time buyers or those with unique financial situations.
How do I choose a mortgage broker in Berea?
Check that the broker is licensed through the NMLS and has good reviews. Ask about their experience with Kentucky specific programs, such as the Kentucky Housing Corporation down payment assistance.