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Browse mortgage brokers serving Independence, Kentucky. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 mortgage brokers in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
8593595104
CENTURY 21 Garner Properties
5285 Madison Pike suite b, Independence, KY 41051
8593639900
Proverbs Wealth Management
5290 Madison Pike Suite 2, Independence, KY 41051
8596671492
Indira Hirkic-U.S. Bank Mortgage
5262 Madison Pike, Independence, KY 41051
8595689639
Mortgage brokers in Independence, Kentucky help homebuyers and homeowners find suitable loan options from various lenders. They work with local banks and national lenders to match you with programs that fit your financial situation. Kentucky law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System (NMLS) and follow state regulations for consumer protection.
What Does a Mortgage Broker in Independence Cost?
Mortgage broker fees in Kentucky typically range from 1% to 2% of the loan amount. For a $250,000 home, this could be $2,500 to $5,000. Some brokers charge a flat fee or are paid by the lender through yield spread premium. Costs vary by lender, loan type, and complexity of your application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Independence Kentucky?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you compare interest rates and terms. Brokers in Kentucky must hold an active NMLS license and follow state disclosure rules.
How do I choose a mortgage broker in Independence?
Look for a broker with a valid Kentucky mortgage license and good reviews from local clients. Ask about their experience with different loan types such as FHA, VA, or conventional loans. You can verify a brokers license on the NMLS Consumer Access website.
What documents do I need to apply for a mortgage in Kentucky?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Kentucky lenders may also require a property appraisal and proof of homeowners insurance. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.