Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 8 mortgage brokers in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
226 Rosewick Rd, La Plata, MD 20646
3013925245
Embrace Home Loans - La Plata, MD
107 Centennial St Ste 100C, La Plata, MD 20646
4437691075
Fairway Independent Mortgage Corporation - La Plata, MD
9375 Chesapeake St Suite 203, La Plata, MD 20646
2406821050
Erin Johnson, Branch Sales Manager First Home Mortgage
102 Centennial St Suite 101, La Plata, MD 20646
3018180648
Lendmark Financial Services LLC
30A Shining Willow Way, La Plata, MD 20646
2407765711
CMG Home Loans
115 La Grange Ave, La Plata, MD 20646
3018435646
First Home Mortgage - La Plata
102 Centennial St Suite 101, La Plata, MD 20646
2403492407
PNC Mortgage
6315 Crain Hwy, La Plata, MD 20646
3013925401
What Does a Mortgage Broker in La Plata Cost?
Mortgage broker fees in Maryland typically range from 1% to 2% of the loan amount. For a $300,000 home, this could be $3,000 to $6,000. Some brokers charge a flat fee of $2,500 to $5,000. Costs vary based on loan type and complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in La Plata do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose the best fit for your situation. In Maryland, brokers must follow strict licensing and disclosure rules.
How do I choose a mortgage broker in La Plata Maryland?
Look for a broker licensed in Maryland with a valid NMLS number. Check their experience with local lenders and ask about their fee structure. You can verify a brokers license through the Maryland Department of Labor website.
Are there Maryland-specific laws for mortgage brokers?
Yes, Maryland requires all mortgage loan originators to be licensed and complete pre-licensing education. The state also has a three-day right of rescission for most refinances. Brokers must provide a Loan Estimate within three business days of your application.