Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage brokers in Chicopee, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Freedom Credit Union
1976 Memorial Dr, Chicopee, MA 01020
4135325085
Karen Kirby Realtor
99 Church St, Chicopee, MA 01020
4134781830
HarborOne Mortgage
450 Memorial Dr, Chicopee, MA 01020
4133313210
AnnieMac Home Mortgage
450 Memorial Dr suite 400, Chicopee, MA 01020
8559221355
Commercial Lending Chicopee MA
10 Center St, Chicopee, MA 01013
4133073535
What Does a Mortgage Broker in Chicopee Cost?
Mortgage broker fees in Massachusetts usually range from 1% to 2.75% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. You may also pay for an appraisal, credit report, and title search. These costs are disclosed on the Loan Estimate you receive within three business days of applying. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Chicopee Massachusetts?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Massachusetts brokers must provide a Good Faith Estimate of costs within three business days of your application.
How is a mortgage broker different from a bank loan officer in Massachusetts?
A bank loan officer only offers products from their own institution. A mortgage broker has access to loans from many different lenders. Massachusetts law requires brokers to disclose any fees they receive from lenders so you can see the full cost of the loan.
What documents do I need to apply with a mortgage broker in Chicopee?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Massachusetts lenders also require proof of homeowners insurance before closing. Your broker will give you a complete list based on your loan type.