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Compare mortgage brokers in Osterville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage brokers in Osterville, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heather Vickers
872 Main St 2nd Floor, Osterville, MA 02655
7742088577
Annmarie Edwards at AVE Mortgage
835 Main St Unit 1A, Osterville, MA 02655
5083802910
Mortgage brokers in Osterville Massachusetts help home buyers and homeowners find suitable loan products from multiple lenders. They guide clients through Massachusetts specific requirements such as the state mandatory 40 day pre-foreclosure right to cure period. Working with a local broker can simplify the process of securing financing for a Cape Cod property.
What Does a Mortgage Broker in Osterville Cost?
Mortgage broker fees in Massachusetts typically range from 1% to 2% of the loan amount. For a $500,000 loan, this means $5,000 to $10,000 in broker compensation. Some brokers charge a flat fee between $3,000 and $5,000. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and origination points. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Massachusetts?
Mortgage brokers in Massachusetts must hold a license from the Division of Banks under M.G.L. Chapter 255E. They must also pass a criminal background check and complete pre-licensing education.
What documents do I need to apply for a mortgage in Osterville?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Massachusetts law requires lenders to provide a Loan Estimate within three business days of application.
How long does the mortgage process take in Massachusetts?
The typical timeline from application to closing is 30 to 45 days. Massachusetts has a 7 day right of rescission for refinances, which adds time. Delays can occur due to appraisal or title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.