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Mortgage Brokers in Wilbraham, MA

Looking for a mortgage broker in Wilbraham? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Wilbraham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage brokers in Wilbraham, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monson Savings Bank - Loan & Operations Center
75 Post Office Park, Wilbraham, MA 01095
4132674646
Mortgage Network Inc
3 Crane Park Dr #1, Wilbraham, MA 01095
4135091050
USA Mortgage
380 Main St, Wilbraham, MA 01095
4137371100

Mortgage brokers in Wilbraham Massachusetts help home buyers and refinancing homeowners find suitable loan products from various lenders. Massachusetts law requires mortgage brokers to be licensed through the Division of Banks and to follow strict disclosure rules. Working with a local broker can give you access to lenders familiar with Western Massachusetts real estate market conditions.

What Does a Mortgage Broker in Wilbraham Cost?

Mortgage broker fees in Massachusetts usually range from 1% to 3% of the loan amount. For a $300,000 home this could mean $3,000 to $9,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. You may also pay application fees, appraisal fees, and credit report fees. Massachusetts law requires all fees to be disclosed in the Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Wilbraham Massachusetts?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Massachusetts brokers must provide a Good Faith Estimate of closing costs within three business days of application.
Are mortgage brokers in Massachusetts required to have a license?
Yes, all mortgage brokers in Massachusetts must hold a valid license from the Division of Banks. They must also pass a criminal background check and complete pre-licensing education. You can verify a brokers license on the Nationwide Mortgage Licensing System website.
What documents do I need to apply for a mortgage in Wilbraham?
You will typically need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of any other assets. Massachusetts may also require additional documentation for self-employed borrowers. Your broker will provide a complete list based on your situation.