Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 19 mortgage brokers in Worcester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Worcester, MA
25 Harvard St 2nd Floor, Worcester, MA 01609
(508) 635-5422
envoymortgage.com
Guild Mortgage - Trevor McFarland
324 Grove St 1st Floor, Worcester, MA 01605
(603) 801-0640
branches.guildmortgage.com
Guild Mortgage - Chad Rankin - Home Loan Expert
324 Grove St 1st 1st Floor, Worcester, MA 01605
(508) 417-7740
branches.guildmortgage.com
Sebastian Bilentschuk NMLS#1213787
50 Elm St, Worcester, MA 01609
(774) 266-3596
savewithsebastian.com
New American Funding - Nick Paleologos
169 Shrewsbury St suite A, Worcester, MA 01604
(508) 755-9884
newamericanfunding.com
Emily DeGray at CrossCountry Mortgage
446 Main St Suite 1902-B, Worcester, MA 01608
(413) 896-4941
crosscountrymortgage.com
Tristan Bedinger - MBA Mortgage Co, NMLS#1505510
50 Elm St #8, Worcester, MA 01609
(978) 227-6426
instanttristan.com
Intuitive Mortgage - Jason Bibeau, Mortgage Broker
1 Kelley Sq Suite 207, Worcester, MA 01610
(508) 341-4784
intuitivemortgageco.com
Carrie Sanchez, Total Mortgage, Worcester MA
100 Front St Suite 400-130, Worcester, MA 01608
(774) 641-1882
totalmortgage.com
Intuitive Mortgage Company
1 Kelley Sq Suite 207, Worcester, MA 01610
(508) 341-4784
intuitivemortgageco.com
New American Funding - Worcester, MA
169 Shrewsbury St Suite A, Worcester, MA 01604
(508) 755-9881
newamericanfunding.com
Guild Mortgage Company
324 Grove St 1st Floor, Worcester, MA 01605
(508) 535-6097
branches.guildmortgage.com
What Does a Mortgage Broker in Worcester Cost?
Mortgage brokers in Massachusetts typically charge a fee of 1% to 2% of the loan amount. For a $400,000 home this equals $4,000 to $8,000. Some brokers may also charge a flat fee of $2,500 to $5,000. Additional costs include appraisal fees ($400 to $700), credit report fees ($30 to $50), and title search fees ($300 to $600). This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a lender in Worcester Massachusetts?
A mortgage broker acts as an intermediary who shops your loan application to multiple lenders to find the best terms for you. A lender provides the loan directly using its own funds. In Massachusetts brokers must disclose their fees and any lender compensation under state law.
What documents do I need to apply with a mortgage broker in Massachusetts?
You typically need recent pay stubs, W-2 forms, tax returns for two years, bank statements, and photo identification. Massachusetts law also requires proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take with a Worcester broker?
The process usually takes 30 to 45 days from application to closing in Massachusetts. State law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.