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Looking for a mortgage broker in Southgate? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Southgate, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage brokers in Southgate, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Home Lending
1 Heritage Pl, Southgate, MI 48195
3135985119
KS Mortgage Group
15755 Northline Rd, Southgate, MI 48195
3136035626
PNC Mortgage
14951 Dix Toledo Rd, Southgate, MI 48195
7342815406
Liberty Mortgage Financial LLC
12377 Longtin St Suite 1, Southgate, MI 48195
7343537370
Jarvis & Associates Mortgage & Realty, Llc
13136 Veronica St, Southgate, MI 48195
7342580503
Mortgage brokers in Southgate Michigan help home buyers and homeowners find suitable loan products from multiple lenders. They can assist with conventional loans FHA loans and VA loans. Michigan law requires mortgage brokers to be licensed through the state and follow specific disclosure rules under the Michigan Mortgage Brokers Act.
What Does a Mortgage Broker in Southgate Cost?
Mortgage broker fees in Michigan typically range from 1% to 2% of the loan amount. For a 200000 dollar loan this could be 2000 to 4000 dollars. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Southgate Michigan?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you choose a mortgage that fits your needs. They also guide you through the application and approval process.
Do I need a mortgage broker to buy a home in Southgate?
No you do not need a broker. You can apply directly with banks or credit unions. However a broker can save you time by comparing offers from several lenders at once. This can help you find competitive rates and terms.
How do I choose a mortgage broker in Southgate Michigan?
Look for a licensed broker with experience in Michigan real estate. Check their reviews and ask about their fees upfront. You can verify a brokers license through the Michigan Department of Insurance and Financial Services website.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.