Skip to main content

Mortgage Brokers in Cottage Grove, MN

Directory of mortgage brokers in Cottage Grove, Minnesota. Verify credentials with the state state mortgage licensing authority before hiring.

4 agents listed
Updated June 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 4 mortgage brokers in Cottage Grove, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PHH Home Loans
7750 Harkness Ave S, Cottage Grove, MN 55016
(651) 769-6848 phhmortgage.com
US Bank Mortgage
7135 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 768-3200 usbank.com
Capstone Mortgage, LLC
7630 Homestead Ave S, Cottage Grove, MN 55016
(386) 202-4498 capstonemortgagegroup.com
Bre Garcia-U.S. Bank Mortgage
7200 80th St S, Cottage Grove, MN 55016
(651) 768-3201 mortgage.usbank.com

Mortgage brokers in Cottage Grove help home buyers and refinancers find loan options from multiple lenders. Minnesota law requires mortgage brokers to be licensed through the Minnesota Department of Commerce. Local brokers understand the Cottage Grove housing market and can guide you through state-specific requirements like Minnesota mortgage recording taxes.

What Does a Mortgage Broker in Cottage Grove Cost?

Mortgage broker fees in Minnesota usually range from 1 to 2 percent of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars. You may also pay origination fees application fees and third-party costs like appraisal and title insurance. Costs vary by case and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in Minnesota?
In Minnesota mortgage brokers must hold a valid license from the Minnesota Department of Commerce. They must also pass a background check and complete continuing education each year.
How long does a mortgage pre-approval last in Minnesota?
A mortgage pre-approval in Minnesota typically lasts 60 to 90 days. The exact time limit depends on the lender and the type of loan you choose.

Mortgage Brokers in Other Minnesota Cities