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Directory of mortgage brokers in Excelsior, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage brokers in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Bob Merrill
424 2nd St, Excelsior, MN 55331
9529055748
Bell Bank Mortgage, David Windschitl
424 2nd St, Excelsior, MN 55331
9529055815
Bell Bank Mortgage, Pete Rinzel
424 2nd St, Excelsior, MN 55331
9529055441
Baltic Mortgage Co
21965 Minnetonka Blvd, Excelsior, MN 55331
9524011626
Supreme Lending- The Dream Team
400 Water St #3089, Excelsior, MN 55331
9529137283
Guild Mortgage - Melissa Nelson
37 Water St, Excelsior, MN 55331
6125991471
Mortgage brokers in Excelsior Minnesota help home buyers and refinancing homeowners find suitable loan options. They work with multiple lenders to compare rates and terms. Minnesota law requires mortgage brokers to be licensed by the Minnesota Department of Commerce and follow state specific disclosure rules.
What Does a Mortgage Broker in Excelsior Cost?
Mortgage broker fees in Minnesota typically range from 1% to 2% of the loan amount. For a $300,000 loan this could be $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Excelsior Minnesota?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you through the application process. In Minnesota they must hold a valid license from the Department of Commerce.
How do I choose a mortgage broker near Excelsior?
Look for a broker with experience in Minnesota lending and knowledge of the Lake Minnetonka market. Check their license status on the Minnesota Department of Commerce website. Ask about their fees and how they are compensated before you start.
Are there Minnesota specific rules for mortgage brokers?
Yes. Minnesota Statute 58.04 requires brokers to provide a disclosure of fees and any conflicts of interest. They must also give you a written estimate of loan costs within three business days of your application. Brokers cannot charge upfront fees without a written agreement.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.